Banking and financial settlements
Banking and financial settlements return money taken through improper fees, inaccurate credit reporting, or mishandled accounts and loans. Many pay automatically from the company's own records, with no claim form — the money arrives as a check or an account credit. Each settlement below states whether a claim was required, what it paid, and where the payout stands now.
10 settlements tracked — 2 open for claims, 8 closed. Last updated: 2026-07-31
Open banking settlements you can still claim
These claim windows are still open. Check the deadline before it passes — a missed deadline cannot be reopened.
Equifax
Deadline September 1, 2026You may be included if Equifax mailed you a duplicate-reporting letter in August or September 2022 about a duplicate collection account on your credit file.
- Payout amount
- Up to $600
- Deadline to claim
- September 1, 2026
- Proof required?
- No proof required
Credit reporting
SunTrust (Truist)
Deadline Aug 2026 (expected)You may be included if you were a Georgia resident who paid an unrefunded SunTrust overdraft fee on an ATM or debit card transaction between July 12, 2006 and April 15, 2014.
- Payout amount
- $5 – $1,000
- Deadline to claim
- Aug 2026 (expected)
- Proof required?
- No
Banking
Closed banking settlements — payout status
The claim window has closed for these, but the questions have not: each page explains what the settlement paid, when checks went out, and how to tell a real payout notice from a scam.
Vivint
ClosedThe FTC said Vivint salespeople used strangers' credit histories to get financing approved for other customers, then sent debt collectors after those strangers. Payments averaged $1,056 — and unusually, the FTC's refund page still says you can ask the administrator about applying.
- Payout amount
- $1,056 average
- Deadline to claim
- Deadline passed — FTC says you can still ask
- Proof required?
- Claim required; ask the administrator
Credit reporting
Progressive Leasing
ClosedThe FTC said Progressive Leasing sold rent-to-own plans as "same as cash" when customers often paid about twice the sticker price. More than two million people were mailed checks automatically — and a second round went out in September 2025.
- Payout amount
- $85 average in round one
- Deadline to claim
- Two rounds paid — no claim needed
- Proof required?
- None — paid from company records
Rent-to-own credit
Credit Karma
ClosedThe FTC said Credit Karma told users they were "pre-approved" for credit cards they did not qualify for — costing them time and, when they were denied, hits to their credit scores. Payments went to 50,994 people who filed a claim.
- Payout amount
- About $49 average
- Deadline to claim
- Claims closed March 4, 2024
- Proof required?
- None — claim covered wasted time, not a purchase
Credit and lending
Navient
ClosedThere is no Navient claim form. The 2022 state settlement paid about $260 automatically and canceled $1.7 billion in private loans; the CFPB began mailing $100 million in redress checks on February 13, 2026.
- Payout amount
- About $260 restitution; CFPB redress amounts not published
- Deadline to claim
- No claim needed — payments automatic
- Proof required?
- None — borrowers identified from servicing records
Student loans
Wells Fargo
ClosedNo claim was ever required. If you held the Wells Fargo ESOP Fund in the company 401(k) plan between 2016 and 2022, this page tracks the $84M payout the court approved on April 20, 2026.
- Payout amount
- Pro rata (varies)
- Deadline to claim
- Final approval April 20, 2026
- Proof required?
- No proof required
Retirement / ERISA
Bank of America
ClosedThe claim deadline has passed. If you were charged two out-of-network balance-inquiry fees at a 7-Eleven ATM, this page tracks the $2.25M payout awaiting final approval on August 21, 2026.
- Payout amount
- Pro rata share
- Deadline to claim
- Closed June 29, 2026
- Proof required?
- No proof required
Banking
Capital One
ClosedThe $425M Capital One 360 Savings settlement is final-approved and pays automatically — there is no claim to file. Payments are on hold pending an appeal.
- Payout amount
- Varies (automatic)
- Deadline to claim
- No claim required
- Proof required?
- No claim required
Banking
Discover
ClosedThe claim deadline has passed. If your business accepted Discover cards between 2007 and 2023 and filed by May 18, 2026, this page tracks when payments are expected.
- Payout amount
- $10 and up (pro rata)
- Deadline to claim
- Closed May 18, 2026
- Proof required?
- Business records may be required
Financial services
Find the ones that apply to you.
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