Banking and financial settlements
Banking and financial settlements return money taken through improper fees, inaccurate credit reporting, or mishandled accounts and loans. Many pay automatically from the company's own records, with no claim form — the money arrives as a check or an account credit. Each settlement below states whether a claim was required, what it paid, and where the payout stands now.
15 settlements tracked — 2 open for claims, 13 closed. Last updated: 2026-11-08
Open banking settlements you can still claim
These claim windows are still open. Check the deadline before it passes — a missed deadline cannot be reopened.
Bank of America
Deadline December 11, 2026 — online 11:59 p.m. Pacific or mailed postmarkQualifying customers whose unauthorized debit-card or ATM transaction claims were denied between May 6, 2023, and July 14, 2026 may claim a payment.
- Payout amount
- Equal share of the net fund; amount varies
- Deadline to claim
- December 11, 2026 — online 11:59 p.m. Pacific or mailed postmark
- Proof required?
- Signed eligibility certification, claimant/contact information and payment selection
Banking / unauthorized transfers
Equifax
Deadline November 29, 2026U.S. consumers whose Equifax records show qualifying hard-inquiry disputes during the covered periods may qualify; a signed harm certification is required.
- Payout amount
- Estimated $100, $300 or $400 by group; variable
- Deadline to claim
- November 29, 2026
- Proof required?
- Notice identity verification and personal harm certification
Credit reporting / consumer protection
Closed banking settlements — payout status
The claim window has closed for these, but the questions have not: each page explains what the settlement paid, when checks went out, and how to tell a real payout notice from a scam.
Bank of America
ClosedThe claim deadline has passed. If you were charged two out-of-network balance-inquiry fees at a 7-Eleven ATM, this page tracks the $2.25M payout awaiting final approval on August 21, 2026.
- Payout amount
- Pro rata share
- Deadline to claim
- Closed June 29, 2026
- Proof required?
- No proof required
Banking
Capital One
ClosedThe $425M Capital One 360 Savings settlement is final-approved and pays automatically — there is no claim to file. Payments are on hold pending an appeal.
- Payout amount
- Varies (automatic)
- Deadline to claim
- No claim required
- Proof required?
- No claim required
Banking
Credit Karma
ClosedFiled a claim but missed your first payment? The FTC’s April 2026 update explains the Zelle payments for valid claimants who did not cash their check or accept their PayPal payment.
- Payout amount
- About $49 per initial payment on average. The FTC has not specified an individual Zelle amount.
- Deadline to claim
- Claims closed March 4, 2024
- Proof required?
- A valid claim had to be filed by March 4, 2024.
Credit and lending
Discover
ClosedThe claim deadline has passed. If your business accepted Discover cards between 2007 and 2023 and filed by May 18, 2026, this page tracks when payments are expected.
- Payout amount
- $10 and up (pro rata)
- Deadline to claim
- Closed May 18, 2026
- Proof required?
- Business records may be required
Financial services
Equifax
ClosedClaims closed September 1, 2026. Existing claimants can follow approval and payment updates for the duplicate-account settlement.
- Payout amount
- Up to $600
- Deadline to claim
- Closed September 1, 2026
- Proof required?
- No proof required
Credit reporting
FloatMe
ClosedFloatMe charged $1.99 a month and promised instant advances of up to $50. New members could get $20, paid $4 extra for "instant," and were told a nonexistent algorithm would raise their limit. The FTC has now refunded members twice — most recently in April 2026.
- Payout amount
- About $4 in the second round, about $6 in the first
- Deadline to claim
- Second refund round paid April 2026 — no claim form
- Proof required?
- None — payments are automatic from company records
Cash advance and consumer credit
Navient
ClosedThere is no Navient claim form. The 2022 state settlement paid about $260 automatically and canceled $1.7 billion in private loans; the CFPB began mailing $100 million in redress checks on February 13, 2026.
- Payout amount
- About $260 restitution; CFPB redress amounts not published
- Deadline to claim
- No claim needed — payments automatic
- Proof required?
- None — borrowers identified from servicing records
Student loans
Progressive Leasing
ClosedThe FTC said Progressive Leasing sold rent-to-own plans as "same as cash" when customers often paid about twice the sticker price. More than two million people were mailed checks automatically — and a second round went out in September 2025.
- Payout amount
- $85 average in round one
- Deadline to claim
- Two rounds paid — no claim needed
- Proof required?
- None — paid from company records
Rent-to-own credit
SunTrust (Truist)
ClosedClaims closed September 14, 2026. The court approved the $240 million settlement on May 26, 2026; existing claimants can follow administrator updates.
- Payout amount
- Cash payment — amount depends on fees paid and claims filed
- Deadline to claim
- Closed September 14, 2026
- Proof required?
- No
Banking
TransUnion
ClosedThe October 30, 2026 claim deadline has passed. Follow the official administrator for updates about existing claims.
- Payout amount
- Estimated $1,000 or $350 by group
- Deadline to claim
- Closed October 30, 2026
- Proof required?
- Notice credentials and signed harm certification
Credit reporting
Vivint
ClosedThe FTC said Vivint salespeople used strangers' credit histories to get financing approved for other customers, then sent debt collectors after those strangers. Payments averaged $1,056 — and unusually, the FTC's refund page still says you can ask the administrator about applying.
- Payout amount
- $1,056 average
- Deadline to claim
- Deadline passed — FTC says you can still ask
- Proof required?
- Claim required; ask the administrator
Credit reporting
Wells Fargo
ClosedNo claim was ever required. If you held the Wells Fargo ESOP Fund in the company 401(k) plan between 2016 and 2022, this page tracks the $84M payout the court approved on April 20, 2026.
- Payout amount
- Pro rata (varies)
- Deadline to claim
- Final approval April 20, 2026
- Proof required?
- No proof required
Retirement / ERISA
Xactus
ClosedThe September 29, 2026 claim deadline has passed. Follow the official administrator for updates about existing claims.
- Payout amount
- Estimated about $500; may be higher or lower
- Deadline to claim
- Closed September 29, 2026
- Proof required?
- Notice credentials and personal signed harm certification
Credit reporting
Find the ones that apply to you.
ClaimBee matches your profile against 2,000+ active settlements, pre-fills supported claim forms, and warns you before deadlines pass.