Closed to new claimsCredit reportingEquifax $2.2 Million Credit File Error Settlement: Claims Closed
Last updated: October 13, 2026
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The Equifax duplicate-account settlement claim deadline passed September 1, 2026, and the official claim portal confirms it is closed. The $2.2 million settlement provides eligible timely claimants a pro-rata cash payment estimated at up to $600, plus a six-month credit-monitoring benefit for class members, subject to the settlement terms.
The lawsuit alleges Equifax violated the Fair Credit Reporting Act by reporting the same collection account more than once. It covers people Equifax notified with a duplicate-reporting letter in August or September 2022. About 37,651 people received the letter. This is separate from the settlement over the 2017 Equifax data breach.
The official FAQ listed a final approval hearing for October 6, 2026. The sources reviewed here do not confirm the hearing outcome or a distribution date. A proposed approval order does not establish that the court granted approval; check the administrator website for confirmed updates.
Key facts
- Settlement fund
- $2,200,000
- Maximum payout
- Up to $600 + 6 months credit monitoring
- Claim deadline
- September 1, 2026
- Proof required
- No — ID and PIN from your settlement notice
- Who qualifies
- People mailed a duplicate-reporting letter in Aug/Sept 2022
- Class size
- About 37,651 people
- Case number
- 1:22-cv-04754-MLB (N.D. Ga.)
- Defendant
- Equifax Information Services LLC
Official settlement administrator: duplicateaccountfcrasettlement.com (Angeion Group)
Who qualifies
- You live in the United States.
- Equifax identified you as someone it mailed a duplicate-reporting letter to in August or September 2022.
- That letter told you your Equifax credit file may have shown a duplicate collection account at the same time as a credit inquiry.
How to follow an existing Equifax credit file claim
- 1
Keep your submitted claim details
Save your claim confirmation and the ID and PIN from your settlement notice. The filing deadline was September 1, 2026, and the official claim portal confirms it has passed.
- 2
Check the approval and payment updates
The administrator’s FAQ listed an October 6, 2026 final approval hearing. The reviewed sources do not confirm its outcome. Payments depend on approval becoming final and resolution of any appeals.
- 3
Follow benefit instructions from the administrator
The settlement provides pro-rata cash payments for valid claims and six months of Equifax Complete credit monitoring for class members. Keep your contact details current and follow the official instructions for your benefits.
- 4
Contact Angeion about an existing claim
Use duplicateaccountfcrasettlement.com to contact the administrator if you need help with your submitted claim, notice credentials or contact details.
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Frequently asked questions
Can I still file an Equifax credit file settlement claim?
The September 1, 2026 claim deadline has passed. The official submission portal confirms that claims are closed.
How much is the Equifax credit file settlement payout?
The settlement provides eligible timely claimants a pro-rata cash payment estimated at up to $600. Class members also receive a six-month Equifax Complete credit-monitoring benefit, subject to the settlement terms. The estimate is not a guaranteed cash payment.
Who is included in the Equifax credit file settlement?
The class covers qualifying U.S. consumers Equifax mailed a duplicate-reporting letter to in August or September 2022, warning that their credit files may have shown a duplicate collection account. About 37,651 people received that letter.
When will Equifax credit file settlement payments be sent?
Payments depend on final approval and resolution of any appeals. The official FAQ listed an October 6, 2026 approval hearing, but the sources reviewed here do not confirm the outcome or establish a distribution date.
Is this the same as the Equifax data breach settlement?
No. This $2.2 million settlement concerns duplicate collection-account reporting under the Fair Credit Reporting Act. It is separate from the earlier settlement over the 2017 Equifax data breach.
What if I lost my Equifax settlement notice?
Contact Angeion Group through the official settlement website for help with your ID and PIN or an existing claim. Recovering the notice does not reopen the September 1, 2026 filing deadline.
Sources and official records
Every figure and date on this page was taken from the primary records below — court dockets, agency releases, and the settlement administrator's own notices. Payout averages we describe as averages are calculated from the official totals, not reported per-person estimates.
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