Open for claimsCredit reportingEquifax $2.2 Million Credit File Error Settlement: Claim Up to $600
Last updated: July 10, 2026
Equifax, one of the three major U.S. credit bureaus, agreed to pay $2.2 million to settle a class action lawsuit alleging it violated the Fair Credit Reporting Act by reporting the same collection account more than once on certain consumer credit files. Eligible class members can claim up to $600, plus six free months of credit monitoring, and no proof is required. The deadline to file a claim is September 1, 2026.
The lawsuit covers people Equifax notified with a duplicate-reporting letter in August or September 2022, warning that their credit file may have shown a duplicate collection account at the same time as a credit inquiry. About 37,651 people received that letter. This settlement is separate from the earlier Equifax data breach settlement over the 2017 breach.
Key facts
- Settlement fund
- $2,200,000
- Maximum payout
- Up to $600 + 6 months credit monitoring
- Claim deadline
- September 1, 2026
- Proof required
- No — ID and PIN from your settlement notice
- Who qualifies
- People mailed a duplicate-reporting letter in Aug/Sept 2022
- Class size
- About 37,651 people
- Case number
- 1:22-cv-04754-MLB (N.D. Ga.)
- Defendant
- Equifax Information Services LLC
Official settlement administrator: duplicateaccountfcrasettlement.com (Angeion Group)
Who qualifies
- You live in the United States.
- Equifax identified you as someone it mailed a duplicate-reporting letter to in August or September 2022.
- That letter told you your Equifax credit file may have shown a duplicate collection account at the same time as a credit inquiry.
How to file your Equifax settlement claim
- 1
Confirm you received the 2022 letter
You qualify if Equifax mailed you a duplicate-reporting notice in August or September 2022. The notice includes the ID and PIN you use to file online.
- 2
File online or by mail before September 1, 2026
Submit your claim at duplicateaccountfcrasettlement.com using the ID and PIN from your notice, or mail the printed claim form. No proof of loss is required.
- 3
Choose how you get paid
Select a payment method — PayPal, Venmo, Zelle, a virtual prepaid card, or a paper check. All class members also receive six months of Equifax Complete credit monitoring.
- 4
Let ClaimBee track it (and find the settlements you're missing)
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Frequently asked questions
How much is the Equifax settlement payout?
Eligible class members can claim a pro-rata cash payment estimated at up to $600, plus six free months of Equifax Complete credit monitoring, from the $2.2 million settlement fund.
Do I qualify for the Equifax settlement?
You qualify if you live in the U.S. and Equifax mailed you a duplicate-reporting letter in August or September 2022 warning that your credit file may have shown a duplicate collection account. About 37,651 people received that letter.
What is the Equifax settlement deadline?
The deadline to file a claim online or by mail is September 1, 2026.
Is this the same as the Equifax data breach settlement?
No. This $2.2 million settlement is about duplicate collection-account reporting under the Fair Credit Reporting Act. It is separate from the earlier settlement over the 2017 Equifax data breach.
How do I file the Equifax settlement claim?
File online at duplicateaccountfcrasettlement.com using the ID and PIN from your settlement notice, or mail the printed claim form to the administrator. No proof is required.
What if I lost my Equifax settlement notice?
Contact the administrator, Angeion Group, through the official settlement website to recover your ID and PIN so you can still file before the September 1, 2026 deadline.
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