Open for claimsInsuranceLloyd’s Syndicates Insurance Settlement: Eligibility, Claims & Deadline
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Certain Underwriters at Lloyd’s, London have agreed to a $3.57 million partial settlement concerning alleged concealment of a lack of competition in the Lloyd’s insurance market. The settling syndicates are 727, 2791, 1003, 2003 and 2020. They deny the allegations.
The settlement concerns eligible individuals and entities in the United States, including its territories, who purchased or renewed direct insurance during January 1, 1997 through April 15, 2025. Reinsurance is excluded. Payments depend on covered premiums and the net settlement fund; there is no fixed payment per policyholder.
The claim deadline is October 30, 2026. The official instructions allow online submission, email, first-class mail with a timely postmark or postage-meter date, or private-carrier shipment dated by the deadline. People who already filed in the 2019 or 2023 Lloyd’s settlements do not need to resubmit; the administrator allows supplementary claims for additional covered policies.
This is Lincoln Adventures, LLC, et al. v. Those Certain Underwriters at Lloyd’s, et al., No. 2:08-cv-00235, in the U.S. District Court for the District of New Jersey. The fairness hearing is scheduled for October 23, 2026 at noon Eastern Time, subject to court changes. Final approval and resolution of appeals are required before payment.
Key facts
- Settlement amount
- $3,570,000 before deductions
- Claim deadline
- October 30, 2026
- Covered period
- January 1, 1997–April 15, 2025
- Settling syndicates
- 727, 2791, 1003, 2003 and 2020
- Payment basis
- Pro rata share based on covered premiums
- Minimum initial distribution
- $10; smaller calculated initial shares are not paid
- Administrator
- A.B. Data, Ltd.
Official settlement administrator: A.B. Data, Ltd.
Evidence for key facts
These excerpts record what official sources said when checked. Open a fact to see its source and supporting passage. Follow the source for the latest information.
Claim statusChecked
The Court has preliminarily approved the Settlement.
Official current noticep2 section I.A; p4 claim instructions
Who qualifiesChecked
all persons and entities in the United States (including its territories) who, during the period January 1, 1997, through April 15, 2025, purchased or renewed a Contract of Insurance with any Lloyd’s Syndicates named as a Defendant in the Lawsuit
Official current noticep2 section I.B; excludes reinsurance
Who qualifiesChecked
“Defendant(s)” means those Certain Underwriters at Lloyd’s, London who are members of Syndicates 727, 2791, 1003, 2003 and 2020, all of which were named defendants in this Action.
Settlement agreementPDF p8, section II.13; PDF p15 section II.39 class/exclusions
Who qualifiesChecked
Excluded from the Settlement Class are Released Defendants, Defendants formerly named as such in the Action, all Lloyd’s syndicates, Opt-outs, and judges presiding over the Action and their immediate families
Signed preliminary approval orderPDF p4 section2(b)
Payment and benefitsChecked
The total amount of these payments is $3,570,000
Official current noticep2 section I.C; net of notice/admin, taxes, court-approved fees and expenses
Payment and benefitsChecked
Each Authorized Claimant will receive his, her, or its pro rata share of the Fund that is equal to its percentage share of the total premium paid by all Authorized Claimants
Official allocation planp11 Addendum A; initial distributions below $10 not paid; p12 residual conditions
Proof requirementsChecked
I certify under the penalty of perjury that the information above is true and correct and that the submission of false information may subject me to civil and/or criminal penalties.
Official claim formp1 claimant, policy, broker information and signature/date; visually checked
Proof requirementsChecked
The Claims Administrator may require Class Members filing claims (“Claimants”) to provide supporting documentation and/or additional information
Official current noticep4 section I.H, initial submission, aggregation or audit
Proof requirementsChecked
If you filed a Claim in either the 2019 or 2023 Lloyd’s Settlements, you are not required to resubmit a Claim.
Official filing instructionsFile a Claim introductory instructions; additional Mar25,2019–Apr15,2025 claims may supplement original
Claim deadlineChecked
This claim form must be postmarked or submitted online or by email to info@SyndicateSettlement.com by October 30, 2026.
Official claim formp1; visually checked; no exact cutoff time/timezone
Claim deadlineChecked
If sent by private or commercial carrier (e.g., FedEx, UPS, etc.), a Claim Form shall be deemed submitted on the shipping date reflected on the shipping label.
Official current noticep4 section I.H; first-class mail postmark/postage meter and electronic upload/email send rules
Who qualifies
- You are an individual or entity in the United States, including its territories, that purchased or renewed a direct insurance policy during January 1, 1997 through April 15, 2025 with a Lloyd’s syndicate covered by this partial settlement. The agreement defines its Defendants as syndicates 727, 2791, 1003, 2003 and 2020.
- The policy must be direct insurance, not reinsurance. Provide information about each covered policy or renewal. If your notice or policy history involves other syndicates or an earlier settlement, ask A.B. Data to confirm how your existing claim is treated.
- Excluded are the released defendants, defendants formerly named in the action, all Lloyd’s syndicates, valid opt-outs, and the judges presiding over the action and their immediate families.
- The official filing page says claimants in either the 2019 or 2023 Lloyd’s settlements are not required to resubmit a claim. An additional claim involving the covered defendant for March 25, 2019 through April 15, 2025 may supplement the original claim.
- Syndicate 2488 has not settled in this partial settlement. Participation here does not itself prevent relief from that non-settling defendant in the future, subject to any later class definition.
How to submit a Lloyd’s syndicates insurance claim
- 1
Check whether a previous claim already applies
If you filed in the 2019 or 2023 Lloyd’s settlements, the administrator says you do not need to resubmit. Use its filing instructions for additional covered policies or contact A.B. Data at 1-877-298-4134 if unsure.
- 2
Gather policy and broker details
The downloadable form asks for claimant contact details, company/organization/insured name, syndicate names, policy number, total premium paid, policy date and broker contact information. List each covered policy or renewal, using additional copies of the continuation page when necessary.
- 3
Complete and sign the official form
Certify the information under penalty of perjury, sign and date, and print your name and title. Claims are subject to anti-fraud checks and audits. The administrator may require supporting documents or additional information at submission, when aggregating claims, or during an audit.
- 4
Submit by October 30, 2026
Follow the official File a Claim page for online filing, or email the completed signed form to info@SyndicateSettlement.com. Mail may be sent to Syndicate Settlement, c/o A.B. Data, Ltd., P.O. Box 173075, Milwaukee, WI 53217. First-class postage must be affixed or prepaid, with a postmark or postage-meter date by the deadline. For private carriers, the shipping-label date governs. Electronic claims count when uploaded or emailed. No exact cutoff time or timezone is stated.
- 5
Keep copies and respond to the administrator
Keep your form and submission records, update your contact details when needed, and respond to document requests. During our check the online portal restricted access from our connection; the official downloadable form and mail/email instructions were available. If you encounter the same restriction, use a permitted alternative or contact the administrator.
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Frequently asked questions
How much will I receive?
The net fund is divided proportionally according to covered premiums, using available records and claimant information or reasonable estimates. Taxes and tax expenses, notice and administration, and court-approved legal fees and expenses reduce the $3.57 million settlement amount. Counsel may seek up to one-third of the amount in fees and up to $200,000 in litigation expenses. No individual amount is guaranteed.
What if my calculated payment is below $10?
The allocation plan says an initial distribution below $10 will not be paid. Any later redistribution depends on remaining funds, administrative feasibility and court-approved decisions; its minimum threshold may differ.
Do I need receipts or policy documents?
The claim form requires accurate policy, premium and broker information plus a signed certification. It does not impose a universal document attachment on every claimant, but the administrator can demand documents or more information for an initial claim, aggregation request or audit. Keep supporting records available.
Do I need to file again if I claimed in 2019 or 2023?
The official filing page says no resubmission is required for claims in those earlier Lloyd’s settlements. It allows an additional claim to supplement the original for additional covered claims from March 25, 2019 through April 15, 2025. Contact the administrator about your specific policies.
Is October 30 a receipt deadline or a postmark deadline?
For first-class mail, a timely postmark or postage-meter date with proper postage governs. For private or commercial carriers, the shipping-label date governs. Online claims count when uploaded and emailed forms when sent. All use October 30, 2026; the reviewed materials do not state an exact time or timezone. Do not rely on discretionary acceptance of late claims.
When will settlement payments arrive?
No fixed payment date is given. Distribution requires final court approval and the resolution of appeals. The October 23, 2026 fairness hearing is not a payment date and may be changed by the Court.
Sources and official records
Consult these records for the official terms and current updates. ClaimBee's summary helps explain the settlement; the administrator and court documents determine the claim requirements and benefits.
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