SunTrust $240 Million Overdraft Settlement: Approved, and the Claim Form Is Now Open

Who qualifies

• You had one or more accounts with SunTrust Bank that was not closed before June 1, 2010.
• Between July 12, 2006 and April 15, 2014 you had at least one overdraft of $500 or less resulting from an ATM or debit card transaction. Larger overdrafts, and overdrafts from checks or ACH transactions, are outside the class.
• You paid overdraft fees as a result of that transaction.
• You did not receive a refund of those fees. A refunded fee does not count.
• You were a Georgia citizen on July 12, 2010 and continuously remained a Georgia citizen through October 6, 2017. All four conditions must be true — this one excludes people who paid qualifying fees but left Georgia before late 2017.
• No documentation is required with the claim form. The administrator mailed and emailed claim forms to identified class members starting July 14, 2026.

How to claim before September 14, 2026

1. 1

   Check all four conditions, not just the fees

   People routinely assume that paying a SunTrust overdraft fee in the covered period is enough. It is not. The account must not have been closed before June 1, 2010; the overdraft must have been $500 or less and caused by an ATM or debit card transaction; the fee must not have been refunded; and you must have been a Georgia citizen continuously from July 12, 2010 through October 6, 2017.

2. 2

   Look for the claim form the administrator already sent

   Claim forms were mailed and emailed to settlement class members beginning July 14, 2026. Check post from that period and search your email for the administrator. If nothing arrived but you believe you qualify, go to suntrustoverdraftclassaction.com and file there directly rather than waiting.

3. 3

   File by September 14, 2026 — no proof needed

   Submit the claim form by September 14, 2026 to receive a cash payment. No documentation of the overdraft fees is required. If you had more than one qualifying account, file for each.

4. 4

   What already happened

   The deadlines to exclude yourself from the settlement and to object both passed on April 20, 2026. The court held the fairness and final approval hearing on May 26, 2026 at 1:30 p.m. and granted final approval, and the final approval order is posted on the settlement website.

5. 5

   Let ClaimBee track the deadline for you

   This settlement is a good example of why deadlines slip past people: the case was filed in 2010, the fees date to 2006, and the claim window opened sixteen years later for four weeks of mail nobody was expecting. ClaimBee monitors 2,000+ settlements, matches them to your profile, and alerts you when a window opens and before it closes.

Frequently asked questions

Sources and official records

Every figure and date on this page was taken from the primary records below — court dockets, agency releases, and the settlement administrator's own notices. Payout averages we describe as averages are calculated from the official totals, not reported per-person estimates.

• Official settlement website — the four-part class definition, the September 14, 2026 claim deadline, the April 20, 2026 opt-out and objection deadlines, the May 26, 2026 fairness hearing and grant of final approval, and claim forms mailed from July 14, 2026