SunTrust $240 Million Overdraft Settlement: Claims Closed and Payout Status
Last updated: October 13, 2026
The SunTrust overdraft settlement claim deadline was September 14, 2026 and has passed. The court held the fairness hearing and granted final approval on May 26, 2026. Claim forms were mailed and emailed to identified class members beginning July 14, 2026; a timely claim was required for a cash payment.
The class covers people with a SunTrust account that was not closed before June 1, 2010 who, between July 12, 2006 and April 15, 2014, had an overdraft of $500 or less from an ATM or debit card transaction, paid resulting overdraft fees, and did not receive a refund of those fees. Members must also have been Georgia citizens on July 12, 2010 and continuously through October 6, 2017.
No documentation of the fees was required with the claim form. The case is Bickerstaff v. SunTrust Bank, Civil File No. 10EV010485, in the State Court of Fulton County, Georgia. It alleges that certain overdraft fees amounted to usury, conversion, and money had and received. SunTrust denies wrongdoing and liability.
The cited administrator information does not establish a distribution date. Existing claimants should retain their confirmations and check the official settlement website for payment updates.
Key facts
- Settlement fund
- $240,000,000
- Claim deadline
- September 14, 2026
- Final approval
- Granted May 26, 2026
- Claim forms sent
- From July 14, 2026, by mail and email
- Overdraft size covered
- $500 or less, from an ATM or debit card transaction
- Fee window
- July 12, 2006 – April 15, 2014
- Account condition
- Not closed before June 1, 2010
- Citizenship condition
- Georgia citizen July 12, 2010 through October 6, 2017
- Proof required
- No
- Case
- Bickerstaff v. SunTrust Bank, Civil File No. 10EV010485
- Court
- State Court of Fulton County, Georgia
- Defendant
- SunTrust Bank (now Truist Bank)
Official settlement administrator: suntrustoverdraftclassaction.com
Who qualifies
- You had one or more accounts with SunTrust Bank that was not closed before June 1, 2010.
- Between July 12, 2006 and April 15, 2014 you had at least one overdraft of $500 or less resulting from an ATM or debit card transaction. Larger overdrafts, and overdrafts from checks or ACH transactions, are outside the class.
- You paid overdraft fees as a result of that transaction.
- You did not receive a refund of those fees. A refunded fee does not count.
- You were a Georgia citizen on July 12, 2010 and continuously remained a Georgia citizen through October 6, 2017. All four conditions must be true — this one excludes people who paid qualifying fees but left Georgia before late 2017.
- No documentation was required with the claim form. The administrator mailed and emailed forms to identified class members starting July 14, 2026. Claims were due September 14, 2026.
How to follow an existing SunTrust settlement claim
- 1
Keep your claim confirmation
The filing deadline was September 14, 2026. Keep the confirmation and account details for each timely claim you submitted; the settlement required a claim for each eligible account.
- 2
Check the official administrator website
Visit suntrustoverdraftclassaction.com for updates or contact information concerning an existing claim. Its published deadline has passed even if a claim-form link remains visible.
- 3
Distinguish approval from payment
Final approval was granted May 26, 2026. Approval does not establish that your claim has been accepted or paid. The cited administrator information does not provide a distribution date.
- 4
Review other available claims
ClaimBee can help you review other available settlements and their deadlines while the administrator handles your submitted SunTrust claim.
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Frequently asked questions
Can I still file a SunTrust settlement claim?
The published claim deadline was September 14, 2026 and has passed. A timely claim form was required to receive a cash payment.
Who is included in the SunTrust overdraft settlement?
The class requires a SunTrust account not closed before June 1, 2010; a qualifying ATM or debit-card overdraft of $500 or less during July 12, 2006–April 15, 2014; unrefunded overdraft fees from that transaction; and continuous Georgia citizenship from July 12, 2010 through October 6, 2017.
Was proof required with the SunTrust overdraft claim?
No documentation of the overdraft fees was required. Claimants had to submit one claim for each eligible account by September 14, 2026.
Do I qualify if I moved out of Georgia?
Only if you remained a Georgia citizen through October 6, 2017. The class definition requires Georgia citizenship on July 12, 2010 and continuously thereafter through October 6, 2017.
Are check and ACH overdrafts covered by the SunTrust settlement?
No. The class covers overdrafts of $500 or less resulting from an ATM or debit card transaction. Overdrafts caused by checks or ACH transactions, and overdrafts larger than $500, are outside the class.
When will SunTrust settlement payments go out?
Final approval was granted May 26, 2026, and the claim deadline passed September 14, 2026. The cited administrator information does not establish a payment date. Check the official website for distribution updates.
Is SunTrust the same as Truist now?
SunTrust merged with BB&T to form Truist Bank in 2019. This settlement covers overdraft fees charged on legacy SunTrust accounts between 2006 and 2014, and the case caption remains Bickerstaff v. SunTrust Bank.
Where can I get help with a submitted SunTrust claim?
Use the official administrator website at suntrustoverdraftclassaction.com. Keep your claim confirmation and eligible account details available when asking about an existing claim.
Sources and official records
Every figure and date on this page was taken from the primary records below — court dockets, agency releases, and the settlement administrator's own notices. Payout averages we describe as averages are calculated from the official totals, not reported per-person estimates.
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