Capital One settlements
Capital One has settled two large consumer cases we track, and they are unrelated despite both being large. The $425 million settlement resolved claims that the bank left 360 Savings customers in a low-interest account while quietly offering a higher rate under a nearly identical name. The $190 million settlement covered the 2019 data breach that exposed the personal information of about 98 million people, and it paid documented losses plus free identity monitoring. Each page below explains what it paid and whether checks have gone out.
2 Capital One settlements tracked — 0 open for claims, 2 closed. Last updated: 2026-07-17
Closed Capital One settlements — payout status
The claim window has closed for these, but the questions have not: each page explains what the settlement paid, when checks went out, and how to tell a real payout notice from a scam.
Capital One
ClosedThe $425M Capital One 360 Savings settlement is final-approved and pays automatically — there is no claim to file. Payments are on hold pending an appeal.
- Payout amount
- Varies (automatic)
- Deadline to claim
- No claim required
- Proof required?
- No claim required
Banking
Capital One
ClosedClaims closed September 30, 2022. If you filed for the 2019 Capital One data breach, this page tracks the $190M payout — checks went out in 2023 and 2024, and free identity-protection and restoration services remain available through February 13, 2028.
- Payout amount
- Up to $25,000 + lost time
- Deadline to claim
- Closed Sept 30, 2022
- Proof required?
- Only for out-of-pocket loss claims
Data breach
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