YES Communities data breach settlement
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YES Communities settlement class members can claim $50 alternate cash, or seek up to $2,500 for qualifying documented fraud or identity-theft losses plus up to $80 for time spent addressing the incident. The $50 option cannot be combined with the documented-loss or lost-time payments. Eligible members may also elect three years of one-bureau credit monitoring through IDX.
The settlement concerns a data incident between December 9 and 11, 2024. The court-certified class covers living individuals in the United States whom YES Communities notified that their private information was impacted, subject to the exclusions below. YES Communities denies wrongdoing.
Submit an online claim by November 5, 2026, at 11:59 p.m. Eastern time, or mail a claim postmarked by November 5. A valid claim is required for money or credit monitoring. Benefits depend on final court approval and the settlement becoming effective.
Key facts
- Claim deadline
- November 5, 2026: online by 11:59 p.m. Eastern; mail postmarked by that date
- Cash choices
- $50 alternate cash OR up to $2,500 qualifying documented losses and/or up to $80 lost time
- Credit monitoring
- Three years of one-bureau monitoring through IDX, available in addition to a cash payment
- Administrator
- Analytics Consulting LLC
- Case
- O’Leary v. YES Communities, LLC, No. 1:25-cv-00692-PAB-NRN (District of Colorado)
Official settlement administrator: Analytics Consulting LLC
Evidence for key facts
These excerpts record what official sources said when checked. Open a fact to see its source and supporting passage. Follow the source for the latest information.
Claim statusChecked
You must submit a valid Claim to get monetary relief or credit monitoring from this Settlement.
Official settlement websiteWhat Are My Options? Submit a Claim
Who qualifiesChecked
All living individuals in the United States who were sent notice by Defendant that their Private Information was impacted in the Data Incident.
Preliminary approval orderp. 21, certified class
Who qualifiesChecked
Excluded from the Settlement Class are (a) all persons who are directors and officers of Defendant; (b) governmental entities; and (c) the Judge assigned to the Action, that Judge’s immediate family, and Court staff.
Executed settlement agreementpp. 9–10, paragraphs 60–61
Payment and benefitsChecked
When submitting a Valid Claim, Settlement Class Members must choose either or both Cash Payment A – Documented Losses and Cash Payment B – Lost Time, or in the alternative, Cash Payment C – Alternate Cash.
Executed settlement agreementp. 11, paragraph 67
Payment and benefitsChecked
All Settlement Class Members are eligible to submit a claim for up to $2,500.00 per Settlement Class Member upon presentment of reasonable documentation of losses related to fraud and/or identity theft as a result of the Data Incident.
Official claim formp. 1, Cash Payment A
Payment and benefitsChecked
Settlement Class Members who spent time remedying issues related to the Data Incident may receive reimbursement in the amount of $20.00 per hour for up to four hours of time (for a total of $80.00).
Official claim formp. 1, Cash Payment B
Payment and benefitsChecked
As an alternative to Cash Payment A – Documented Losses and Cash Payment B – Lost Time, all Settlement Class Members may elect to receive Cash Payment C - Alternate Cash which is a cash payment in the amount of $50.00.
Official claim formp. 1, Cash Payment C
Payment and benefitsChecked
In addition to a Cash Payment, all Settlement Class Members may elect to receive three (3) years of credit monitoring through IDX for one credit bureau.
Official claim formp. 1, Credit Monitoring
Proof requirementsChecked
the loss is an actual, documented, and unreimbursed monetary loss; (ii) the loss was more likely than not caused by the Data Incident; and (iii) the loss was incurred after the date of the Data Incident.
Official claim formp. 1, Cash Payment A
Proof requirementsChecked
Enter the Claim Number and PIN provided on your Postcard Notice:
Official claim formp. 2, Proof of Class Membership
Proof requirementsChecked
I declare under penalty of perjury under the laws of the United States and any applicable state or jurisdiction that the information provided in this Claim Form, and any supporting documentation submitted, is true and correct to the best of my knowledge.
Official claim formp. 4, Attestation & Signature
Claim deadlineChecked
Claim Forms must be submitted online by November 5, 2026, or, if mailed, postmarked no later than November 5, 2026.
Court-authorized long-form noticep. 2, Submit a Claim
Claim deadlineChecked
returned via mail and postmarked by the Claim Form Deadline, or, if submitted online, submitted by 11:59 p.m. Eastern time on the Claim Form Deadline
Executed settlement agreementp. 10, paragraph 64(d)
Who qualifies
- The court certified: “All living individuals in the United States who were sent notice by Defendant that their Private Information was impacted in the Data Incident.”
- The incident concerns unauthorized access to or acquisition of private information discovered on or about December 11, 2024; the notice describes the incident as occurring December 9–11, 2024.
- Excluded are YES Communities directors and officers, governmental entities, the judge assigned to the action, that judge’s immediate family, and court staff. Anyone who validly opted out cannot receive settlement benefits.
- Class membership alone does not guarantee a particular cash payment: the administrator reviews timely, complete and truthful claims. If you are unsure about your notice or eligibility, contact the administrator at 866-307-8556.
How to file a claim
- 1
Find your settlement notice
Have the Claim Number and PIN from your postcard notice ready. The paper claim form asks you to certify that YES Communities mailed you notice of the settlement and to supply your contact details.
- 2
Choose benefits and gather proof
Choose documented losses and/or lost time, or choose the $50 alternate cash payment instead. You may also request three years of IDX one-bureau monitoring. Documented-loss claims require evidence; lost-time claims require an attestation.
- 3
Complete and personally sign one claim
Use the official administrator website or its downloadable claim form. Supply requested information and sign under penalty of perjury. Select your payment method. Submit only one claim per class member.
- 4
Meet the online or postal deadline
Submit online by November 5, 2026, at 11:59 p.m. Eastern time. Alternatively, mail the completed form and supporting documents postmarked by November 5 to YES Communities Data Incident, c/o Analytics Consulting LLC, PO Box 2002, Chanhassen, MN 55317-2002. Keep a copy.
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Frequently asked questions
Can I receive both $50 and the loss or time payments?
No. The $50 alternate cash payment replaces both documented-loss and lost-time claims. You may combine qualifying documented losses (up to $2,500) with attested lost time ($20 per hour, up to four hours and $80). Three years of one-bureau IDX credit monitoring is available in addition to a cash payment.
What qualifies as a documented loss?
It must be an actual, documented, unreimbursed monetary loss related to fraud or identity theft, incurred after the incident and more likely than not caused by it. Include supporting records and explain the loss, causation and reasonable efforts to avoid it or obtain reimbursement. Personal statements alone are not sufficient documentation. Amounts reimbursed by another source cannot be claimed again.
What proof do I need for lost time or the $50 option?
Lost time requires an attestation of time spent remedying issues related to the incident, at $20 per hour for up to four hours. The $50 alternative does not require loss documentation. All claims still require the requested class-membership information and a truthful, personally signed claim form.
What is the exact filing deadline?
Online claims must be submitted by November 5, 2026, at 11:59 p.m. Eastern time. Mailed forms must be postmarked no later than November 5, 2026. The date comes from the final notice and the Eastern-time cutoff from paragraph 64 of the settlement agreement.
When will payments arrive?
There is no guaranteed calendar payment date. The settlement must receive final court approval and become effective, including resolution of any appeals. The agreement directs the administrator to distribute cash payments and credit-monitoring codes no later than 60 days after the effective date.
What if the online claim portal is unavailable?
The official site also provides a downloadable four-page claim form that can be mailed with supporting documents by the postmark deadline. Contact Analytics Consulting LLC at 866-307-8556 for help or a form.
Sources and official records
Consult these records for the official terms and current updates. ClaimBee's summary helps explain the settlement; the administrator and court documents determine the claim requirements and benefits.
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