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Globe Life and American Income Life settlement: October 19 deadline

Last updated: September 12, 2026

The Globe Life and American Income Life data settlement offers eligible members up to $5,000 for documented losses plus up to $72 for incident-response time, subject to proportional reduction. Cash claims are due October 19, 2026. The class consists of people sent a letter saying their information may have been involved in the incident around October 2, 2024.

The proposal caps cash payments at $3.4 million. Two years of monitoring and identity protection are additional; monitoring, administration and approved legal expenses are paid separately. The companies deny wrongdoing, and payments depend on the settlement becoming final.

Key facts

Who qualifies
People sent an AIL or Globe Life breach-notification letter for this incident
Documented losses
Up to $5,000 in qualifying unreimbursed expenses
Time compensation
Up to four hours at $18 per hour; self-certification required
Cash claim deadline
October 19, 2026; online by 11:59 p.m. Central Time or mailed postmark
Filing requirements
Online Settlement Class Member ID; third-party loss evidence or time certification
Cash-payment cap
$3.4 million; valid payments may be reduced proportionally
Additional benefit
Two years of Cyex Financial Shield Complete; no cash claim required
Court and case
Western District of Texas, Waco Division; In re American Income Life Insurance Co. and Globe Life Inc. Data Breach Litigation, No. 6:25-cv-00262

Official settlement administrator: Kroll Settlement Administration LLC

Who qualifies

  • You were sent a letter by American Income Life Insurance Company and/or Globe Life Inc. stating that your personal information may have been involved in the data incident around October 2, 2024. Having an insurance policy alone does not establish class membership.
  • Cash loss and time claims cover qualifying effects of the incident from October 1, 2024 through the date of the notice. Use your notice and the administrator’s definitions to check the period.
  • The class excludes specified directors, officers and agents of the companies, government entities, the assigned judge and their family and staff, and people who validly opt out.

How to file a Globe Life or American Income Life cash claim

  1. 1

    Locate your Settlement Class Member ID

    Choose Submit Claim on the official website and use the ID from your notice. If you cannot find it, contact Kroll at (833) 930-0155. The administrator also provides a paper form.

  2. 2

    Choose losses, time, or both

    You may claim qualifying unreimbursed losses up to $5,000 and up to four hours of incident-response time at $18 per hour. These are conditional limits; payments may decrease if valid claims exceed the cash cap.

  3. 3

    Support the amounts you claim

    Expense claims need reasonable third-party documentation, such as receipts or correspondence; your own statement alone is insufficient. Do not seek reimbursement twice for an expense. Time claims require self-certification of time spent responding to the incident.

  4. 4

    Meet the cash deadline

    Complete the official form online by 11:59 p.m. Central Time on October 19, 2026, or mail it with a postmark no later than that date. Keep your confirmation. ClaimBee can help you review other settlement deadlines.

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Frequently asked questions

How much does the Globe Life data settlement pay?

Globe Life/AIL class members may claim up to $5,000 in qualifying documented losses plus up to four hours at $18 per hour. The $72 time maximum is not a flat award, and valid payments may be reduced proportionally.

Do I need proof for a Globe Life settlement claim?

Globe Life/AIL expense claims need third-party supporting records, and time claims require self-certification. Online access requires the Settlement Class Member ID. This is not a blanket proof-free settlement.

Can every American Income Life customer file?

The Globe Life/AIL settlement class is defined by breach-notification letters sent for the incident around October 2, 2024. Being a customer alone is insufficient; check your notice or contact Kroll.

Does Globe Life credit monitoring require a cash claim?

Globe Life/AIL class members who remain in the settlement can receive two years of Cyex Financial Shield Complete without filing a cash claim. Activation uses a unique code after approval and effectiveness; follow the administrator’s instructions.

When is the Globe Life cash claim deadline?

Globe Life/AIL cash claims must be submitted online by 11:59 p.m. Central Time on October 19, 2026, or mailed with an October 19 or earlier postmark.

When will Globe Life settlement payments arrive?

No Globe Life/AIL payment arrival date is confirmed. The final approval hearing is scheduled for December 14, 2026. Payments depend on final approval and resolution of any appeals.

Sources and official records

Every figure and date on this page was taken from the primary records below — court dockets, agency releases, and the settlement administrator's own notices. Payout averages we describe as averages are calculated from the official totals, not reported per-person estimates.

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