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Anthem $115 Million Data Breach Settlement: Payout Status

Last updated: July 26, 2026

The Anthem data breach settlement is a $115 million agreement — the largest data-breach class-action settlement in U.S. history at the time — that resolved claims over the February 2015 cyberattack on health insurer Anthem, Inc. It is closed. The breach exposed the records of about 78.8 million people (roughly 79 million), including names, dates of birth, Social Security numbers, health-plan ID numbers, addresses, email addresses, and income data. The deadline to claim credit monitoring or a cash payment was January 29, 2018, U.S. District Judge Lucy H. Koh granted final approval in mid-August 2018, and payments were distributed in 2018 and 2019. There is nothing to file today.

Eligible class members chose one of two benefits: at least two years of Experian credit monitoring, or — if they already had monitoring — an alternative cash payment. The cash payment was described in the settlement notice as up to $36, but because relatively few people chose cash, the checks that actually mailed in late 2018 were worth up to $50. On top of that, class members could claim reimbursement of documented out-of-pocket losses up to $10,000 from a roughly $15 million pool, with those checks going out in late 2019. All windows are closed and the money has been distributed, so no new Anthem settlement payments are being issued in 2026.

Key facts

Settlement amount
$115 million
People affected
~78.8 million (≈79M)
Cash option
Up to $50 (notice said $36)
Credit monitoring
≥2 years, Experian
Out-of-pocket cap
Up to $10,000 with proof
Breach announced
February 2015
Claim deadline
Jan 29, 2018 (closed)
Final approval
August 2018
Case
In re Anthem, 15-md-02617-LHK (N.D. Cal.)

Official settlement administrator: DataBreach-Settlement.com (KCC / Verita)

Who qualifies

  • You received a notice from Anthem about the 2015 data breach, or your personal information was taken in the breach.
  • You did not opt out before the December 29, 2017 exclusion deadline.
  • You filed a claim for credit monitoring or the alternative cash payment before January 29, 2018, or a claim for out-of-pocket reimbursement before the roughly August 2019 deadline. Both windows are closed.
  • The class covered members of Anthem-affiliated and certain other Blue Cross Blue Shield plans whose data was stored on Anthem's systems — an estimated 78.8 million people.

Anthem settlement payout status — what happens now

  1. 1

    The claim windows closed in 2018 and 2019

    The deadline to claim credit monitoring or the alternative cash payment was January 29, 2018. The deadline to claim documented out-of-pocket losses ran about one year after final approval, closing around August 2019. Both are closed — there is no way to file a new Anthem claim in 2026.

  2. 2

    The court approved the record $115 million settlement in August 2018

    U.S. District Judge Lucy H. Koh of the Northern District of California granted final approval in mid-August 2018 in In re Anthem, Inc. Data Breach Litigation. She also cut class counsel's fees to about $31 million, well below what was requested, redirecting attention to the class benefit.

  3. 3

    Cash and monitoring were paid starting late 2018

    Alternative cash checks of up to $50 began mailing around November 20, 2018 (the notice had estimated up to $36; the amount rose because few people chose cash). Class members who chose monitoring received at least two years of Experian credit monitoring. That monitoring has since expired.

  4. 4

    Out-of-pocket reimbursements followed in late 2019

    Claims for documented out-of-pocket losses — up to $10,000 each, from a roughly $15 million pool — were paid starting around November 2019. The fund is fully distributed, so nothing is still being paid.

  5. 5

    Two different Anthem programs — don't mix them up

    Right after the 2015 breach, Anthem offered free AllClear ID monitoring to everyone affected. That was separate from the settlement's Experian monitoring, which required a claim. If you're searching your records, the settlement benefit was through Experian.

  6. 6

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Frequently asked questions

When will I get my Anthem data breach settlement check?

If you filed a valid claim, your payment was already sent. Alternative cash checks of up to $50 mailed starting around November 20, 2018, and out-of-pocket reimbursements followed in late 2019. The settlement is fully distributed, so no new Anthem checks are being issued in 2026.

How much was the Anthem data breach settlement payout?

The settlement was $115 million. Individuals chose either at least two years of Experian credit monitoring or an alternative cash payment — advertised as up to $36 in the notice but ultimately paid at up to $50 when checks went out in late 2018. Documented out-of-pocket losses could be reimbursed up to $10,000 separately.

Can I still file an Anthem data breach claim in 2026?

No. The deadline to claim monitoring or cash was January 29, 2018, and the out-of-pocket deadline closed around August 2019. The settlement is fully closed and distributed. Any site or caller offering to file your Anthem claim now, or asking for a fee to release your payout, is not legitimate.

Who qualified for the Anthem settlement?

Anyone who received a notice from Anthem about the 2015 breach or whose personal information was taken in it — an estimated 78.8 million people (about 79 million). This included members of Anthem-affiliated and certain other Blue Cross Blue Shield plans whose data sat on Anthem's systems.

What was the Anthem data breach?

In a cyberattack announced in February 2015, attackers accessed a database at health insurer Anthem, Inc., exposing the records of about 78.8 million people — names, dates of birth, Social Security numbers, health-plan ID numbers, home and email addresses, and income data. No medical claims or credit-card data were reported taken, but the Social Security numbers made it one of the most serious breaches on record.

Is the Anthem data breach settlement legit?

Yes. It was a real $115 million settlement in In re Anthem, Inc. Data Breach Litigation, No. 15-md-02617-LHK, granted final approval in August 2018 by U.S. District Judge Lucy H. Koh in the Northern District of California. The administrator was KCC (now Verita) at DataBreach-Settlement.com. It never charged a fee to participate.

Is the free credit monitoring still available?

No. The settlement provided at least two years of Experian credit monitoring to class members who enrolled after the 2018 effective date, so it expired around 2020–2022. There is no monitoring left to enroll in through this settlement. You can still request free annual credit reports at AnnualCreditReport.com and place free fraud alerts or credit freezes directly with the bureaus.

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