Open for claimsAuto insurance / total lossProgressive Colorado total loss settlement
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The lawsuit concerns a projected sold adjustment that reduced the value assigned to comparable vehicles in Mitchell valuation reports. Progressive disputes the allegations. The proposed settlement applies to first-party motor vehicle property damage claims on two insurers’ personal auto policies issued to Colorado residents.
The payment is 68% of the impact amount defined for your insurer. That amount is a small percentage of the actual cash value in Progressive’s records. Payment depends on approval and a valid claim.
Key facts
- Progressive Direct
- 68% of 2.75% of the recorded actual cash value
- Progressive Preferred
- 68% of 2.25% of the recorded actual cash value
- Claim deadline
- February 5, 2027
- Case
- Curran v. Progressive Direct Insurance Co., No. 1:22-cv-00878, District of Colorado
Official settlement administrator: Curran v. Progressive Settlement Administrator
Evidence for key facts
These excerpts record what official sources said when checked. Open a fact to see its source and supporting passage. Follow the source for the latest information.
Claim statusChecked
You may submit a timely and valid Claim Form for payment of 68% of the PSA Impact Amount.
Court-authorized Colorado settlement notice (archived copy)Option 1: submit a claim
Who qualifiesChecked
issued by Progressive Direct Insurance Company to a Colorado resident where the claim was submitted from April 12, 2019, through July 8, 2026
Court-authorized Colorado settlement notice (archived copy)Class definition 1
Who qualifiesChecked
issued by Progressive Preferred Insurance Company to a Colorado resident where the claim was submitted from December 19, 2021, July 8, 2026
Court-authorized Colorado settlement notice (archived copy)Class definition 2; see filed agreement paragraph 1(j) confirming the date range
Payment and benefitsChecked
the PSA Impact Amount is 2.75% of the Actual Cash Value
Court-authorized Colorado settlement notice (archived copy)Settlement terms: Progressive Direct
Payment and benefitsChecked
the PSA Impact Amount is 2.25% of the Actual Cash Value
Court-authorized Colorado settlement notice (archived copy)Settlement terms: Progressive Preferred
Proof requirementsChecked
by entering your Claimant ID or Total Loss Claim Number and unique PIN
Court-authorized Colorado settlement notice (archived copy)Option 1: online filing instructions
Claim deadlineChecked
Online Claim Forms must be submitted by 11:59pm ET on February 5, 2027.
Court-authorized Colorado settlement notice (archived copy)Option 1: online cutoff
Claim deadlineChecked
If you submit a Claim Form in the mail, it must be postmarked no later than February 5, 2027
Court-authorized Colorado settlement notice (archived copy)Option 1: mail deadline
Who qualifies
- You must have submitted the qualifying insurance claim to Progressive Direct from April 12, 2019 through July 8, 2026. For Progressive Preferred, the period is December 19, 2021 through July 8, 2026. Each policy must have been issued to a Colorado resident.
- The insurer must have found a total loss and based the payment on a Mitchell Instant Report that applied a projected sold adjustment to at least one comparable vehicle. A totaled vehicle alone does not qualify.
- The agreement excludes the two defendants, their current and former officers, directors, employees or legal representatives, class counsel, the named judges and the immediate family members specified in the agreement, plus policyholders who timely opted out.
How to file a Colorado total loss claim
- 1
Find your claim identifiers
For online filing, use the Claimant ID or Total Loss Claim Number and the unique PIN from your postcard or email. Call 1-888-808-1463 or use the settlement website if you need a claim form.
- 2
Confirm your claim
Sign the personalized paper form or complete the electronic form. Confirm that you are the policyholder or otherwise entitled to payment. If you were not identified in the records, the agreement requires a matching name, address and total-loss claim or policy number on a blank form.
- 3
Submit by the deadline
File online by 11:59 p.m. Eastern on February 5, 2027. For mail, postmark the signed claim by February 5 and send it to Curran v. Progressive, Settlement Administrator, P.O. Box 301132, Los Angeles, CA 90030-1132.
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Frequently asked questions
Does 68% refer to the value of my car?
No. For example, if Progressive’s records show a $20,000 actual cash value, the Direct formula gives $374 (68% of $550), and the Preferred formula gives $306 (68% of $450). These illustrate the formula for a valid claim.
What if I moved after the loss?
Keep the administrator informed of your current address. If using a blank form, include your name and address at the time of the loss if different from your current details.
When will I be paid?
The court must approve the settlement before payments can be made. The notice schedules a fairness hearing for January 6, 2027; it does not give a payment date.
Sources and official records
Consult these records for the official terms and current updates. ClaimBee's summary helps explain the settlement; the administrator and court documents determine the claim requirements and benefits.
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