Home Depot Data Breach Settlement: Payout Status

Who qualifies

• You are a U.S. resident who used a credit or debit card at a U.S. Home Depot self-checkout between April 10, 2014 and September 13, 2014, or you received a notice that your data was compromised in the breach.
• You filed a valid claim before the October 29, 2016 deadline. That window is closed and no new claims are accepted.
• To recover cash you needed documented out-of-pocket losses, unreimbursed fraudulent charges, or documented time spent addressing the breach — class members with no documented losses received the free identity-monitoring benefit rather than a cash payment.
• This consumer settlement did not cover banks or credit unions (a separate $27.25 million settlement did) or state governments (a separate $17.5 million attorneys-general settlement did).

Home Depot settlement payout status — what happens now

1. 1

   The claim window closed in October 2016

   The deadline to file was October 29, 2016. If you were eligible and did not file by then, you are not entitled to a payment. There is no way to submit a new claim in 2026 — the consumer settlement is fully closed and distributed.

2. 2

   The court approved the $19.5 million settlement in August 2016

   Chief Judge Thomas W. Thrash Jr. of the U.S. District Court for the Northern District of Georgia granted final approval on August 23, 2016 in In re The Home Depot, Inc., Customer Data Security Breach Litigation. An objector's appeal was dismissed in late October 2016, clearing the way for distribution.

3. 3

   Cash was paid in 2017; identity monitoring has expired

   The administrator issued payments from the $13 million cash fund in two distributions during 2017. Claimants recovered documented losses (up to $10,000) and $15/hour for documented time. The 18 months of free Identity Guard monitoring funded by the $6.5 million has long since expired.

4. 4

   Don't confuse this with the bank or state settlements

   Home Depot also paid $27.25 million to financial institutions that reissued cards and $17.5 million to 46 states and D.C. in 2020. Neither of those funds pays individual shoppers — only the $13 million consumer cash fund did, and it is closed.

5. 5

   Watch out for fake 'Home Depot claim 2026' sites

   The 2014 breach exposed roughly 53 million email addresses, and scammers still send fake 'breach payout' emails and run lead-generation pages inviting you to 'sign up' for a Home Depot claim. The real settlement is closed, never charged a fee, and never asked for your bank login or Social Security number by email.

6. 6

   Never miss the next data breach settlement — ClaimBee alerts you

   Retail and payment-card breaches settle regularly, and the claim windows are short. ClaimBee scans 2,000+ cases, matches them to your profile, and tracks every deadline so you file the next one before it closes.

Frequently asked questions