Open for claimsProperty damage / insulationZonolite Attic Insulation Trust reimbursement
Last updated:
Sources last checked:
If you incurred expenses to remove, abate or contain Zonolite-brand vermiculite insulation in a U.S. property you owned or rented, you can apply for partial reimbursement. Reasonable re-insulation of the affected space may also qualify. The Trust accepts claims from current and former owners and tenants of residential or commercial buildings in all 50 states.
Two dates affect the reimbursement rate. To qualify for consideration at the higher rate, have a claim on file by November 30, 2026, finish abatement and get all required documents to the Trust by January 31, 2027. Claims filed later, or still incomplete after January 31, can remain eligible at the reduced rate. The Trust says it will operate until at least 2036.
Key facts
- Higher rate
- 55% of approved costs up to the applicable cap, subject to both grace-period conditions
- Reduced rate
- 35.75% of approved costs up to the applicable cap under the October 2026 adjustment
- FY 2026 example
- Maximum $5,397.48 at the higher rate or $3,508.36 at the reduced rate
- Higher-rate filing date
- November 30, 2026
- Higher-rate completion date
- January 31, 2027
Official settlement administrator: Zonolite Attic Insulation Trust
Evidence for key facts
These excerpts record what official sources said when checked. Open a fact to see its source and supporting passage. Follow the source for the latest information.
Claim statusChecked
The Zonolite Attic Insulation (ZAI) Trust will operate for a minimum of 22 years from its inception, meaning it will remain active until at least 2036,
ZAI Trust home and program durationGeneral Information
Who qualifiesChecked
If ZAI was installed in a structure which you own or rent, or have owned or rented, and you incurred expense removing, abating (to include re-insulation cost) or containing the ZAI, you are entitled to submit a claim.
ZAI Trust updated eligibility and payment FAQWho can make a claim?
Who qualifiesChecked
it encompasses each of the 50 United States.
ZAI Trust updated eligibility and payment FAQIs my property in Canada covered?
Who qualifiesChecked
Yes, the Trust applies to both residential and commercial buildings.
ZAI Trust updated eligibility and payment FAQDoes the Trust reimburse commercial buildings?
Payment and benefitsChecked
65% of the Allowed Amount, which equals 35.75% of the Allowed Value
ZAI Trust updated eligibility and payment FAQValuation question, updated October 2026
Payment and benefitsChecked
for fiscal year 2026 the Maximum Allowed Value is $9,813.61, with an Allowed Amount of $5,397.48
ZAI Trust updated eligibility and payment FAQValuation question, FY 2026 example
Payment and benefitsChecked
$3,508.36 (65% of $5,397.48)
ZAI Trust updated eligibility and payment FAQValuation question, FY 2026 reduced maximum
Claim deadlineChecked
If your claim is currently on file with the Trust, or will have been filed on or before November 30, 2026, you will have until January 31, 2027 , to complete your abatement and submit ALL required documentation
October 7, 2026 payment adjustment noticePDF p1, grace period
Claim deadlineChecked
All Claims filed after November 30, 2026 will be subject to the new rate.
October 7, 2026 payment adjustment noticePDF p2, claims after the transition
Proof requirementsChecked
Copy of the contractor proposal and invoice
ZAI Trust claim checklistStep 3, documents
Proof requirementsChecked
an invoice marked "paid" is NOT sufficient
ZAI Trust claim checklistStep 3, payment proof
Proof requirementsChecked
under penalty of perjury
U.S. ZAI claim form and instructionsPDF p2, Part V ownership declaration
Proof requirementsChecked
To qualify for reimbursement, your vermiculite must be shown to be the Zonolite Brand.
ZAI Trust updated eligibility and payment FAQHow do I know if my vermiculite qualifies?
Who qualifies
- You own or rent, or previously owned or rented, a U.S. home or commercial building containing Zonolite-brand insulation and incurred eligible removal, abatement or containment expenses. The Trust does not cover Canadian properties.
- You must identify the Zonolite brand at the claim property and substantiate your expenses. Vermiculite alone does not establish eligibility. Eligible re-insulation is limited to the space where the Zonolite was removed.
- The Trust covers property abatement costs. Personal injury, loss in property value, remodeling and general upgrades are outside this program. Your own or your family’s labor is not reimbursable. Contractors cannot file on a homeowner’s behalf as claimants; the form allows a homeowner to authorize a qualifying payment directly to the abatement contractor.
How to apply for reimbursement
- 1
Start a claim with the Trust
Use the online form or download the current claim form and instructions from the Trust. You may start before removal and finish your evidence later. Sign the ownership declaration under penalty of perjury. You may submit the paper form by email attachment or U.S. mail using the Trust’s instructions.
- 2
Establish the brand and location
Acceptable evidence can include a purchase or installation record identifying Zonolite at the property, qualifying bag evidence with the required declaration, or a sample tested under the Trust’s chain-of-custody procedure. Follow the Trust’s instructions for your situation. Its form describes additional evidence options for work performed before June 16, 2014.
- 3
Document the completed work and payment
Keep the proposal and invoices, original digital before-and-after photographs, a street-view photograph and proof of payment. For example, the form calls for a canceled check and matching bank statement or a credit card statement. An invoice marked paid alone is insufficient. See the current checklist for photo formats and the requirements for any re-insulation, direct-to-contractor payment or cash expenses.
- 4
Check which payment rate applies
For the higher-rate grace period, your claim must be on file by November 30, 2026 and the Trust must receive the completed documentation for the finished abatement by January 31, 2027. A filing after November 30 or an incomplete claim after January 31 is considered at the reduced rate. Final payment depends on the Trust’s review.
Find more settlements you may qualify for.
ClaimBee matches your profile against 2,000+ active settlements, shows payout and proof requirements up front, and tracks every deadline for you.
Frequently asked questions
How much can I receive?
The Trust first determines the allowed value of reasonable eligible costs and applies the cap in effect when the removal cost estimate was given. For fiscal year 2026, the maximum allowed value is $9,813.61. At the higher rate, 55% gives a maximum reimbursement of $5,397.48. The reduced rate pays 65% of the former reimbursement, equivalent to 35.75% of eligible costs within the applicable cap. That gives a maximum of $3,508.36 in the same example. Lower approved costs yield lower payments. Future rates can change.
Can I still file after November 30, 2026?
Yes. November 30 determines which claims may qualify for consideration at the higher rate. Claims filed after that date are subject to the reduced rate. The Trust identifies no general closing date in its current guidance.
What if I file before the higher-rate cutoff but finish the work later?
Filing early alone does not secure the higher payment. A claimant on file by November 30 must complete abatement and submit all required documents by January 31, 2027. An incomplete claim can remain eligible at the reduced rate. Reimbursement depends on the applicable percentage when the Trust finalizes and approves the claim for payment. Early filing alone does not lock in a rate.
Do other parties’ rights affect a claim?
If a sale or other agreement transferred claim rights, the Trust reviews who is entitled to apply. It resolves disputed rights when the parties have no agreement. Contractors, municipalities and weatherization agencies cannot substitute themselves for an eligible homeowner.
Sources and official records
Consult these records for the official terms and current updates. ClaimBee's summary helps explain the settlement; the administrator and court documents determine the claim requirements and benefits.
More settlements people are checking
Payout status for other settlements we track, updated as administrators publish new information.